Branch Point Group
Branch Point Group is the home to two critical business practices. Advisory embeds into a client's program and assesses the tradeoff. Analytics demystifies the methods so anyone can validate the reasoning.
Overview
Fraud, credit, and payment decisions all come down to a threshold. The fraud it stops gets counted and reported. The good customer it turns away usually does not.
Branch Point Group is the home of two practices built around that line. Branch Point Advisory does the work inside a client's program. Branch Point Analytics publishes the methods in the open. Same author, same standard, and a hard wall between them.
Branch Point Advisory
Advisory puts a figure on the quiet side of the decision. It measures what a control costs in good customers held, alongside the fraud it catches, and makes the tradeoff explicit. Engagements come back with the analysis, the assumptions, and the code that produced them.
Where the current threshold sits, what it costs on both sides, and where it should move.
An independent read of the scores and rules behind the decision, and whether they still separate good from bad.
The whole program end to end. Controls, data, operations, and the metrics leadership actually sees.
Which receivables to fund, at what advance rate, and which provider and attorney behavior to price in.
Fraud and identity vendors tested head to head on your own data. No referral fees behind the recommendation.
Branch Point Analytics
Analytics documents the methods. Working notes on where a fraud or credit decision draws its line, organized sector by sector. The threshold works the same way in every industry. Only the vocabulary changes.
Everything in the library comes from public material and published work. Nothing comes from a client engagement.
Synthetic identity, account opening, and the approve or decline line in real-time payments.
Accelerated underwriting, and what skipping the exam does to misrepresentation risk.
Prepay editing, and the cost of holding a clean claim against the cost of paying a bad one.
Underwriting provider and attorney behavior before a funder buys the claim.
Contact
One inbox covers both practices. Say which decision you are looking at and how it gets measured today.
info@branchpointgroup.comBranch Point Group is the umbrella name for the practices of Branch Point Advisory and Branch Point Analytics.